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Why You’re Probably Overpaying for Healthcare—And What You Can Do About It
May 12, 2025 at 10:30 PM
by Julia Murphy
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Let’s face it—healthcare costs are out of control.

If you're a business owner or HR leader, chances are you've opened your renewal letter with a sinking feeling in your stomach. Another increase? Really? It’s frustrating, confusing, and—let’s be honest—pretty unfair.

But here’s the good news: it doesn’t have to be this way.

At Business Solutions Group (BSG), we work with companies like yours every day to help them cut healthcare spending by 30% to 70%—all without sacrificing the care your employees receive. Sounds too good to be true? Let’s break it down.

Insurance ≠ Healthcare

One of the biggest myths we run into is that healthcare and health insurance are the same thing. They’re not.

Insurance is just the way we pay for care. But it doesn’t control the actual costs of the care itself. That’s like thinking your credit card company controls how much your groceries cost. (Spoiler: they don’t.)

Unfortunately, most employers are stuck in a system where they pay retail prices for healthcare—just like 96% of U.S. businesses. And those prices are often full of markups, inefficiencies, and hidden deals that benefit everyone except you and your employees.

There’s a Better Way (And It’s Not Complicated)

Here’s what we do at BSG: we help you understand where the money is going—and how to stop overpaying for it.

We don’t sell insurance or healthcare services, so we’re not pushing products. We’re independent advisors with one goal: to help you make smarter, more affordable choices for your team.

That might mean accessing wholesale pricing, avoiding shady pricing tactics, or designing a plan that fits your actual needs (not what your broker says you “have” to buy).

Big Savings, Real Results

Our clients typically save $100 to $300+ per employee, per month. That’s not a typo.

These savings come from fixing what’s broken in your current setup—whether it’s overpriced procedures, inefficient networks, or outdated plan designs. And yes, we do all this without increasing out-of-pocket costs for your employees.

Because cost savings shouldn't come at the expense of good care.

What Makes BSG Different

Let’s be real: there are a lot of companies promising to help you save money on healthcare. So why choose us?

  • We’re unbiased: No hidden agendas. We work for you, not the insurance carriers.
  • We customize everything: No cookie-cutter plans. Your business is unique, and your healthcare strategy should be too.
  • We stay by your side: From plan design to rollout, we’re with you every step of the way.
  • We don’t disrupt your team: Your employees will still get the care they need—just without the bloated price tags.

Why This Isn’t Just HR’s Problem

Here’s something we tell our clients all the time: healthcare is a finance issue, not just an HR one.

When you're overpaying for benefits, it eats into your ability to grow, innovate, and invest in your people. It’s a C-suite issue, a budget issue, and a business strategy issue.

The good news? Solving it is totally possible. You just need the right partner and a willingness to look at things a little differently.

Let’s Make Healthcare Make Sense Again

If you're tired of playing defense with your healthcare costs, you're not alone—and you're not stuck.

Let’s have a conversation. No pressure, no jargon—just a chat about where your money is going and how we can help you keep more of it.

Contact our experts today to schedule a free consultation, and let’s start building a smarter, more affordable plan for your business.

Because better healthcare costs less than you think—it just takes someone to show you how.

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